If you are a car owner, you probably understand how important auto insurance is. It is one of the best ways to protect you as a driver, your car, and your passengers. However, many people do not know the insurance details, which makes misconceptions about auto insurance appear. Here is a list of the most common car insurance myths that should be debunked:
Red Cars Are Associated With Higher Insurance Premiums
Many people mistakenly believe that insurance companies charge red car owners more for auto insurance. However, the truth is that insurance agents do not care about the color of your car, and there is no link between your car color and the cost of auto insurance. There are other things that have an impact on the cost of your insurance, such as a car model for example.
Traffic Tickets Automatically Increase The Cost Of Insurance
Obviously that getting a traffic ticket is not a good thing. However, if your violation is minor and your driving record remains clean, the cost of your auto insurance will probably stay the same. However, if you keep getting traffic tickets, your insurance will most likely get more expensive.
Your Credit Does Not Affect The Cost Of Your Insurance
Unfortunately, it does. Insurance companies are allowed to use credit scores to set insurance rates because people with higher credit scores are less likely to get involved in car accidents. Therefore, if your credit score is not good enough, you may have to pay more for your auto insurance.
Partners Insurance & Financial Services Inc. Serving Huntington WV – We Care For You And Your Safety
If you live in Huntington, WV or any other nearby town, and you are looking for car insurance to protect your vehicle and yourself, feel free to contact Partners Insurance & Financial Services Inc. Our insurance agents who have years of professional experience will help you find a perfect insurance plan. Do not hesitate to give us a call or visit our website for more information.