When it comes to homeownership, there are plenty of risks that can make you very glad you have home insurance. In most cases, especially if you have recently purchased a home, you won’t have the option of not having home insurance. Your lender will require that you protect the investment they have made in you. At Partners Insurance & Financial Services Inc. in Huntington, WV we are an independent insurance agency, which means our first loyalty is to our customers, not to one carrier.
Even in as friendly a place as Huntington WV, bad things can happen and if a bad thing happens to your home, it is reassuring to know you have the right home insurance coverage to provide the protection you need.
Home insurance protects your physical building so that if your home is damaged by heavy winds or fire, for example, you will be able to file a claim and be provided with the funds that you need to repair your home.
If your home is burglarized, your contents coverage will allow you to replace the items that were lost minus the deductible. Your personal property is covered even if you are away from home and an item is lost or stolen. Items lost from many types of home damage are also covered, but if you have expensive items, you may want to check your policy limits and purchase a rider to give you complete protection.
Liability coverage protects your assets in the event that you are involved in legal action against you. Not only can it help to pay for a judgment, but it can also help pay for the legal help you may need to defend yourself.
Contact Partners Insurance & Financial Services Inc. in Huntington, WV with all your home insurance questions and needs.