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Making sure your employees stay happy and productive is ultimately going to be based on their mental health. In the past, an employee’s mental health was considered to be no concern of an employer, but now that we better understand how mental health affects all aspects of our lives, it is crucial for employers to take an active role in improving the mental health of their workers. At Partners Insurance & Financial Services Inc, we are here to help you better understand how you can help your employees in Huntington, WV and the surrounding areas. 

Encourage A Healthy Communication Culture

A lot of the stress that employees experience at work is caused by the culture of the workplace. When there is not a healthy culture of communication at work, it can make it difficult for employees to be felt heard. It can also contribute to toxic work environment behaviors being perpetuated because people will not feel at liberty to speak out concerning these types of problems. All of these can ultimately contribute to poor mental health among your employees. 

Consider Mental Health PTO Days

Paid time off should be used at the discretion of each employee. Employees should not feel that they owe a detailed explanation of why they need time off. Sometimes a person may need time off for reasons that they do not wish to share. When the person feels that they are not at liberty to do this, it can take a toll on their mental health. 

Keep A Light Hearted Environment 

You can keep a productive workplace while also maintaining a light-hearted environment. Employees should not feel that their worth as individuals is based on their productivity or the success of the company. Help employees remember that this is just a job and that our jobs do not ultimately define who we are. 

Reach Out To Us

If you would like to learn more about commercial insurance, please contact us at Partners Insurance & Financial Services Inc, serving Huntington, WV and the surrounding areas. 

If you’re a contractor in Huntington, WV, chances are you’ve heard of commercial insurance but may not know exactly what it is or what it covers. Partners Insurance & Financial Services Inc. can give you a brief overview of commercial insurance and some of the things it can cover for contractors in West Virginia.

What is Commercial Insurance?

Commercial insurance helps protect businesses from financial losses. It covers property damage, liability claims, and lost income. Insurance companies offer different types of coverage depending on the needs of the business, so it’s important to talk with an agent to find out what type of coverage is right for you.

Commercial Insurance for Contractors

As a contractor in West Virginia, there are a few things that you should make sure your commercial insurance policy covers.

1. Damage to property that you may cause while working. This includes things like accidentally drilling through a water line or breaking a window.
2. Any injuries that occur on the job site. This includes things like slips and falls or even more serious accidents. If someone is injured while you’re working, they may try to sue you for damages. Having commercial insurance can help protect you from these types of liabilities.
3. Lost income if something prevents you from working. For example, if a storm damages your work site and you can’t work until it’s repaired, your policy should cover any lost wages during that time.

Contact Us Today

As a contractor in Huntington, WV, having commercial insurance is crucial to protecting your business from financial losses. It covers property damage, liability claims, and lost income. Make sure to talk with Partners Insurance & Financial Services Inc. to determine what type of coverage is right for your business needs.

Insurance, as you well know, protects people and businesses from financial loss. When you’re running a business, you take on a certain amount of risk, and damages can sometimes be very costly or even financially devastating. The last thing any business owner would want to do is pay for those losses out of pocket, and that’s why it’s a good idea to buy business insurance. 

Now, you might be asking, “Am I required to buy business insurance?” The short answer is no, but there are a number of types of business insurance you should know about. They’re available to businesses when faced with a lawsuit or claim or in the event of a catastrophic disaster. Partners Insurance & Financial Services Inc. in Huntington, WV offers the following guide.

Business Insurance: What You Need To Know

In most states, including West Virginia, businesses are required to carry workers’ compensation insurance. Covered risks under this type of policy include injured workers’ lost wages, theft, and more. Without this coverage, your business has to pay expenses out of pocket when a worker files a claim – an event that could totally ruin your business if you lack the financial resources. 

Although disability insurance isn’t required in West Virginia, businesses are strongly encouraged to buy this coverage as well. That way, if an employee with a disability is unable to complete their tasks on the job due to their condition, they can still earn at least a portion of their income. This coverage helps not only the employee but also the employer since they don’t have to worry about a possible compensation lawsuit.

Contact Us Today

If you’re running a small business in the Huntington, WV area, chances are that you’ve considered buying business insurance coverage. For expert insurance advice, Partners Insurance & Financial Services Inc. is here to help you. For more information about how we can serve you, give us and get in touch with one of our trusted partners.